Business Acquisition Deal Calculator

Deal Inputs

Purchase price ($)

Buyer down payment (%) Seller note (%)

Seller note APR (%) Seller term (years)

Bank/SBA APR (%) Bank/SBA term (years)

Tip: Down % + Seller % + Bank % should total 100%. Bank/SBA % is automatically calculated as the remainder.

Annual EBITDA ($) Annual owner salary to replace ($)

Annual capex/maintenance reserve ($) Annual working capital buffer ($)

Other annual debt payments ($)

DSCR here is a simplified lender-style view: (EBITDA − salary − reserves − other debt) ÷ (new annual debt service).

Buyer down payment

—

Bank/SBA %: —

Monthly debt payments

—

DSCR (simplified)

—